Choosing a Realtor

Choosing a Realtor: Set Yourself Up for Homebuying Success

At Boise River Lending, we offer numerous types of home financing to help clients of all backgrounds find the right mortgage. But finding the right lender isn’t the only important professional you’ll work with when you are buying a home; you should also consider working with a real estate agent or Realtor. These certified agents know the housing market in Boise, Meridian, Twin Falls, and surrounding Idaho. Choosing a Realtor or real estate agent means putting your trust in someone to find homes that you will love in your price range. Many of our Boise River Lending clients choose to work with our trusted local Realtor partners. If you have questions about home financing and real estate, contact us to get started.

Realtor or Real Estate Agent?

When discussing homes for purchase, you’ll likely hear the terms real estate agent and Realtor thrown around interchangeably. There is a key distinction to make between the two. While both professionals are licensed to sell real estate, only Realtors are also active members of the National Association of Realtors (NAR), a large trade association that sets best practices. While it may be confusing, it’s important to note that not everyone who is a real estate agent is necessary a Realtor, although all Realtors are real estate agents. The term Realtor is trademarked by the NAR, and only members can use the title.

How Do I Choose a Realtor?

If you choose to work with a Realtor – or a real estate agent, for that matter – you should always verify that he or she is licensed to work in Idaho. You can look up licensing through Idaho’s regulatory body online in many cases. Our mortgage professionals can help you with this process, as well.

When a Realtor shows you proof of his or her NAR membership, you have an extra level of protection in knowing that the agent has no record of official sanctions for unprofessional conduct or for recent or pending bankruptcy. In addition to these safeguards, the NAR also has a Code of Ethics that describes how Realtors should act in a professional sense.

Whether you choose to work with a real estate agent or Realtor, there are a few other ways to figure out who is a good match for your home buying needs.

Talk with Other Clients

Any real estate agent or Realtor worth your time will be more than happy to show you testimonials from recent clients or, in many cases, give you contact information to speak with some of them. Just like you look for ratings and reviews when you purchase a product, you can get third-party honest feedback about your would-be Realtor.

Look at an Agent’s History and Awards

Many excellent real estate agents and Realtors receive awards for their work in the local community. You can ask if your agent or his or her agency has received any recent awards. Otherwise, you should consider your agent’s history in the local market. If a person is brand-new to the area, for example, you may want to choose someone with more first-hand knowledge in Boise and nearby cities.

Check for Additional Certification

In addition to the distinction between Realtors and real estate agents, other specialties further distinguish some agents. Some agents receive a Certified Residential Specialist certification if they have additional training in residential real estate. Others choose an Accredited Buyer’s Representative certification, which means the agent has special training to represent buyers. You should ask any potential agent what certifications he or she has and look up what they mean and how they could help you.

Let Us Point You to the Right Realtor

At Boise River Lending, we have long-time partnerships with Realtors in the area. We know how mutually beneficial our relationships with Realtors can be in helping clients secure funding fast and close quickly on homes they love. If you want to purchase a home in Boise, Meridian, Twin Falls, Treasure Valley, Magic Valley, or nearby Idaho, contact us first. We can help guide you in choosing a Realtor and help you each step of the way with home financing.