When it comes to home mortgages, everyone wants to secure the best-possible interest rate available. Some of the factors that influence interest rates, like economic growth and inflation rates, we have no control over as individual homebuyers. There are other factors, however, which you can control to improve your mortgage rate. In this week’s blog,… [Read More]
The Boise River Lending professionals are committed to helping clients make the right steps to obtain the best-possible mortgage interest rates. By securing a lower interest rate for your home loan, you could potentially save thousands over the term of your mortgage. One common way to lower your rate is by paying more up front… [Read More]
VA IRRRL: Long-Term Savings Await We all wants the best rates possible when it comes to our mortgage. Did you know that if you have a VA loan, there’s a streamlined option to refinance and save money long term? A VA interest rate reduction refinance loan (VA IRRRL) is a special refinancing option only available… [Read More]
Did you know that you can save substantially at the closing of a new home when you incorporate seller’s concessions in your contract? Here, we’ll explain how these agreements work and how you can use them to ease the burden of costs when buying a home. At Boise River Lending, our lending experts are knowledgeable about… [Read More]
If you’re in the market to purchase a new home, it’s important to find financing that works in your life. If you’re like many borrowers in the market today, that means choosing a mortgage with a low down payment. There are plenty of home financing options available with minimal down payments and even some with… [Read More]
Interest Rates and Real Estate: Mortgages and Housing in Boise Interest rates are one of many factors that affects the real estate industry in Boise, Meridian, Twin Falls, or nearby communities in Treasure Valley or Magic Valley. Mortgage interest rates are influenced by the economy and the actions of the U.S. Federal Reserve. Right now,… [Read More]
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