A Mortgage Broker Who Delivers What You Need

When it comes to home financing, most people are looking for the same basic things: a straightforward contract with a great interest rate, an easy approval process and a term that works with their financial goals. After more than 20 years in the Idaho mortgage industry, the Boise River Lending team have learned what clients want out of their mortgage and what they need out of a broker. If you are considering home purchase in Boise, Meridian or Twin Falls, or nearby communities in Treasure Valley or Magic Valley, we can find a solution for you. Contact Boise River Lending to get started.

The Right Mortgage is Out There

Our mortgage professionals can secure conventional and nonconventional financing options for clients with all types of backgrounds and long-term goals. We will walk you through the basics of each type of mortgage and compare rates and benefits of those best-suited for your needs as a homebuyer. Common mortgage options include:

Conventional Loans

These are privately funded, privately insured mortgages. We offer conforming (less than $424,100) and nonconforming “jumbo” (more than $424,100) conventional loans.

We also work with Fannie Mae and Freddie Mac mortgage options, known as HomeReady and Home Possible programs.

Nonconventional Loans

Nonconventional loans are privately funded, but insured through the federal government.

We provide common nonconventional loans including FHA (Federal Housing Administration) loans, USDA (U.S. Department of Agriculture) loans, and VA (Veterans Association) loans for veterans.

Digital Mortgages

Digital mortgages are available for all types of financing. With this type of option, we can complete most or all your mortgage transaction through email and by phone. This is a great option for out-of-towners or clients who may have difficulty making it to our office.

If you would prefer that one of our brokers comes to your home to discuss home financing, we are happy to make house calls as well.

Mortgage Refinancing

In addition to helping clients purchase homes, we have the lending power to refinance a mortgage for a better rate and more agreeable terms. Whether you have a conventional mortgage or a nonconventional government-backed loan, refinance may be available to you. You do not have to live with a mortgage that doesn’t work for you. Let us explore your options.

A Friend in the Business

Boise River Lending is respected in the community, and we are proud to have the respect of many lifelong clients. We are 5-star rated by the mortgage sites Zillow and Bankrate. We encourage you to contact us whether you are just beginning to consider mortgage or refinance or are ready to get a quote and start the journey. We serve clients in Boise, Meridian, Twin Falls, and the greater area. Let’s get started today!